Last year, I shared one of my favorite BlackBerry tips. It wasn’t anything complicated, like a walk-through of a complex process. Instead it was something that you can do, using your Blackberry and just one pre-loaded application.
The tip, one simple way your BlackBerry can save you money, revolved around an idea that John D. Rockefeller espoused: write down everything you spend. It connects you with your money. As you become more conscious you become more discerning, which can mean saying no to extraneous expenses.
I recommended that you just use your Memo app, so you don’t spend money on one. But there’s a cheap app in App World that can help you get the job done more efficiently.
*An image would normally go here, but it’s pointless to use the tiny screenshots from App World. A rant on that to come.
Using your Memo app is an act of simplicity. It’s just the amount you spent and perhaps a description. That makes you aware of each instance you spend money, but it doesn’t give you the bigger picture. That is, any calculations you perform have to be done by hand. Using an app can make things easier. And if you learn visually, you can benefit from charts and graphs that an app can create.
My Expenses is a straight forward expense tracking app. You enter in what you spend. If you’re so inclined, you can enter in what you earn as well. That gives you a good sense of how much money you have available and will have available. It also gives you a better idea of how much you spend, and where you can cut costs.
Visualizations take these numbers a step further for many people. What you can’t understand in a spreadsheet you can sometimes understand in a pie graph. Why I dig My Expenses is the simplicity of it. You enter the numbers, and then you can crunch the data as you need it. It can be as simple as recording your expenses and letting them be, or it can be as complex as using them to create a streamlined budget. Whatever your purpose, an app such as My Expenses can make your financial life a bit easier.
You can get it in App World for just a buck.